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Home Warranty Insurance in Montrose, Delta & Gunnison CO

Have you thought about what you would do if your washer and dryer stopped working? Are you prepared to completely cover the costs of repair or replacement? What if your HVAC system stops working in the middle of a hot summer day? Having a home warranty insurance plan will help cover the cost of these major equipment breakdowns.


Home Warranty Insurance Coverage Details

A home warranty is a service contract that provides for repair or replacement of your system components. Having to repair or replace your home items due to wear and tear or to age of the item is inevitable, but you can protect yourself at a low cost. We have partnered with Safeco Insurance to provide this coverage to our customers through American Home Shield.


What’s the difference between home warranty insurance and homeowners insurance?

We are often asked this question by insureds when we introduce home warranty insurance coverage. There are some key differences between these two products that you should keep in mind.

Home Warranty Insurance Covers: Homeowners Insurance Covers
  • HVAC
  • Electrical
  • Plumbing
  • Kitchen Appliances
  • Washer/Dryer
  • Ranges
  • Septic Systems
  • The interior and exterior of your home
  • Personal property in case of theft
  • Loss or damage
  • General liability

Local agents working for you

We are a family owned and operated agency and have been proudly serving Montrose, Delta, Gunnison, and surrounding areas throughout Colorado since 1951. With a combined 45 years of insurance expertise, we can help you protect your home even further than your traditional homeowners policy.


Call or contact us to learn more about home warranty insurance coverage. To get started on a policy, request a quote